19 Feb Apartment Renters Insurance
If you live in Hudson County there is a good chance that you live in a rented apartment.
You should consider buying Renters Insurance to protect you and your possessions. Check out New Jersey’s website for more information.
Renters Insurance is like homeowner’s insurance in that it may insure your possessions against damage from fire, water and theft. It also may provide liability coverage to you should someone get injured on your premises or, in certain cases, off premises.
We have been contacted by potential clients who want to bring a claim for damage to their property because of a fire or because of water damage from the fire department’s efforts to put out a fire. In these cases, it is often difficult to make a recovery. You generally have to prove that someone was at fault and there must be some way of collecting damages from that party. Proving the cause of a fire is often difficult and may require expensive expert testimony that may cost more than the personal property that was lost.
The much easier way to obtain reimbursement for your lost property is to have a Renters Insurance policy in place.
So, if you live in a rented premises you should contact an appropriate licensed insurance representative or insurance company to enquire about coverage. The cost for peace of mind is probably worth this expense.
IF YOU HAVE QUESTIONS ABOUT A SERIOUS PERSONAL INJURY MATTER CONTACT THE LAWYERS AT ZAVODNICK, PERLMUTTER & BOCCIA, LLC AT 201-653-1155.